The money pit keeps getting deeper

I’m in the middle of a possible bladder cancer scare. I’ve done all the peeing in cups and intrusive procedures that a person can. They sent a sample for what is called a cxbladder test that does some voodoo with it to test for cancer. It came out clear… Apparently, Cigna Insurance knows so much more than my Urologist and the Doctors and science behind this procedure because they refuse to cover the $2500 cost of it. While I don’t agree with that price to swish around some piss, I am totally pissed (see what I did there) that an insurance company that over the few years I have paid more thousands to can decide this.

Here’s where I get a bit conservative about things. Why is it that people who sit on welfare can have better insurance than I person who pays close to the same amount they make on welfare in medical insurance? I have always considered myself a moderate, but seriously, WTF. How absolutely f#$%ed up is our government? I totally agree that some people need social services, but I have also grown up around a lot of abuses of the system. The one way I’ve seen is the “keep it in the family” way.

  1. Get on it young, have a kid when you’re a teenager. Get on the system
  2. Continue this process at least every 3 years which is usually the cut off time for women with children
  3. Do this until your 1st born is old enough to get on the system and can claim you as a dependant
  4. Repeat

At least that’s how you ride the gravy train here in NY. Trust me if you legitimately ask for help here they work you for every last penny to deny you, but if you do get off the “train” they make it so miserable that it’s easier to stay on. I once ran a convenience store and I hired a girl who was on social services. She was the absolute best employee I had ever worked with. I made her my assistant manager and got her a nice salary. They garnished her wages to the point that it was not worth actually working because at the end of the week she was getting more in benefits than busting her ass working.

Talk about jumping off trains, this entry has definitely gone off the rails, sorry.

Log in to write a note
May 3, 2022

You — or your doctors — can appeal the Cigna ruling. When I worked in medical billing, the people in charge of that often said that some insurance companies routinely deny first and even second submissions.
You are asking the wrong question: it should be “why isn’t everyone covered by universal health care?” I haven’t been on welfare, but I can tell you that they don’t have “better insurance.” Medicare and Medicaid are bureaucratic nightmares as my wife is finding out. She doesn’t make enough in Social Security so Medicaid is (supposedly) going to pay for her Medicare. I make too much in Social Security, but can’t get Medicare because the premiums are too much. The whole system is fucked up and we shouldn’t be blaming the victims of the system for getting health care. I’m off my soapbox now. 😉

May 3, 2022

I can attest to what solovoice is saying about people on welfare having been there when I was young.  What’s really funny is that my husband who has not ignores me and doesn’t believe me when I tell him that because it doesn’t fit the narrative that he buys into that supports his anger.  (My soapbox is over now, too.)