I Absolutely HATE…

…when I fuck up and nobody wants to help me fix it!!!  So this is what happened.

Last week both Jacob and I got paid on Friday.  Well, since it is the beginning of the month, basically my whole check goes to rent for the most part.  (These are the consequences of living in one of the most expensive areas of the country.)  Well instead of depositting a few extra dollars in the bank like I should have, I waited until the last minute to do so.  STUPID STUPID STUPID

So last night after I picked Jacob up from work and we stopped and got groceries, we stopped at the bank so that I could drop $20 in the account.  Well unfotunately, it was too little too late.  My account ended up getting overdrawn by $25.  EVEN THOUGH (get this) there is technically $28 in the bank!  I had $8 in my savings account that could have easily been transferred to the checking account to cover the negative balance along with the $20 deposit from last night.  But does the bank want to help me sort this out in anyway?  HELL NO!!!  They would rather charge me $34 times THREE for the THREE separate charges that showed up as being overdrawn on my account!  WTF!!!

I FUCKING HATE BANKS!!!!  I understand that I messed up.  I’ve messed up on the account before.  BUT this time the money was RIGHT THERE!  They KNOW they could easily help with this.  But instead of that, they are going to charge me $102 in overdraft fees.  Talk about being pissed off!!!!

I called in about this and got no where.  So I drove to the bank and got NO WHERE!  So while I was at the bank, I told the lady that was NOT HELPING ME that I wanted the money that was in my saving account and that I wanted to close the account.  She writes out the withdrawl slip and walks me over to a teller so that I can get my $7 (yeah they were gonna charge me $1 for some stupid shit that I DON’T want to get into since this is bad enough).  While we are standing there waiting for the teller, he takes FOREVER to help the person that he is with at the time.  I heard him say something about needing to get into the vault, at which point I just snap. 

I told the lady that was NOT HELPING ME to forget it, and to just put whatever was left in my savings into my checking so that they could eat that up too.  LOL  And walked out after I snatched my driver’s license from her.  I got to the truck and just started crying.  I frankly cannot afford $102 over something stupid like this.  If I would have known that they wouldn’t use the $8 in my savings as overdraft protection, I sure the hell wouldn’t have dropped $20 in the account to get eaten up too.

So after I have my break down, I call Jacob which ends up with us screaming at each other over the situation even though there is nothing that either of us can do about it today.  Now I feel bad for being such a bitch to him, and will be apologizing to him about that later.  Luckily we did get groceries last night to get us through the week.  Now we just have to try and get by on $15 for anything else that we need until Friday.  Hopefully the truck won’t need gas until tomorrow evening.

Oh yeah… and I just checked my bank account… the lady at the bank didn’t close my savings account.  LOL  I’m guessing I may have needed to sign something to do that.  So worst case scenario… I go to a different B of A and pull that money out.

Alrighty… it’s time to go home!!!  YAY!!!  Let me get the hell outta here so I can get home and put my "I’m sorry eyes" on for Jacob.  LOL

Laters,
JamieLynn =)