Stress diarrhea

I’m a single mom in my 40s. 4 Kids  between 27-25-22-14. Because I’ve raised my kids poor there’s certain things that I have no clue about. Now that I make enough to actually maybe afford a home I have no clue how to go about any step of it or in this fucked up economy if I can actually afford it or how not to get scammed. And guess what the places that you can learn that shit it either cost way to much or are scams. And after you get scammed a few times it’s hard to try. Also I’m part of that huge completely screwed groups of Americans that make too much money into getting any type of help but not enough money to live without help. So what do I do Make the children that I live at home live like we’re poor and in bad neighborhood and I have the money to afford better but can’t find anything that’s not $500 more a month than when I do pay. I make too much for income-based housing but not enough to buy a home or even rent one big enough. 9 out of 10 rent to own housing is a scam you got to make $130,000 a year in the Midwest to get out of poverty what the hell. Or have at least $50,000 in debt that’s not forget the more debt you have the more you can buy I’ve actually had places tell me if I had more debt I’d be better off( I’m 770 in debt) only had 2 credit cards