I DID IT!!!!!!!!!!!!

Tonight I couldn’t sleep so I got out of bed. I took most of my credit cards and charge cards from different companies and cut them up!!!!!!!!!!! I did write down the numbers in case I had to talk to the specific Mastercard or Visa company. The interesting thing was that most were Mastercards. Do they give out their cards more freely? I am determined to end my spending and debt!!! I have to! I must! I can do it!
I still want to try to get a loan because then my cards will be paid off and I will only have to worry about one payment a month which can come off my bank account automatically. I am going to the bank tomorrow to see again if I can get one. I am going to another bank – the latest bank to give me a Mastercard. If they won’t give me a loan maybe I can use that card to pay my others. Hopefully I will get someone who can help me.
This week I have no money. Hubby deposited my weekly money. He took off money for the cleaning lady. I spent money for food and that was it. My account read 0 when I checked this morning. I also bought antibiotics for my grandson. Of course I couldn’t ask my son for the money!!!!
I realize and accept now that the debts are creating a lot of stress and making me crazy. So starting tonight I will not create anymore. I will pay as much as I can every month. I have been using my pension checks to pay off my debt and will continue to do so.
Often I think that I do need more money every week but it is because I have so much debt. So I will just suck it up and stop the spending.
It felt good to cut up the cards. Now I will pay as much as I can every week and every month until I am debt free. Every week I put money in my US account and pay bills. They will get paid off!!!!!!! Yes they will!

Log in to write a note
May 8, 2012

well done, I am proud of you. hugs p

May 8, 2012

Congrats! You have taken the first step!

May 8, 2012

Good job!!! I don’t use credit cards. If I can’t pay cash, I don’t buy it.

May 8, 2012

very good, I knew you could do it. Debt creates so much stress, you will be glad to be fully free of it eventually. ryn: my daughter is going to a two year county college locally so we will stay here until she is finished with that, we will move into an apartment when I have to leave this house and then after that the plan is to move to Arizona.

May 9, 2012

Good for you! :o) !! hugs, Nicky

Good for you! Debt is such a stressful burden.

May 9, 2012

Good job!

Whew! That’s a really tough first step. Yeah, for managing it!

May 9, 2012

good for you!!! you can do it!! it’ll take a bit of time but the end result will be less stress for you. take care,

May 9, 2012

Good for you, keep up that good work. Love,

May 9, 2012

Baby steps! You’re doing it!

May 9, 2012

I am sure you felt great after you did that, I wish you lots of luck and stay strong on our goals. I know you can do it! SMILE

Way to go. That first step is the hardest.

May 10, 2012

Good for you!! I have some credit cards from when Pete was laid off and then my college loans. Oy, don’t even want to think about the money owed. It’s disgusting.

May 10, 2012

Good for you:)