FEELING SAD! FEELING GLAD!

I had another sleepless night. I think I was up around three. I tried everything to get back to sleep but couldn’t. So I’m going to write this entry, have breakfast, do the WII and then I am sure I will be able to nap.
What kept me up half the night? I was thinking about my finances and what a mess I am in. However I have decided to list my debts and clear them up. For whatever reason I have reached the point where I don’t have to spend anymore. 
I am going back to the financial advisor on Tuesday. Then I will know just how much my loan will be. I can use my pensions checks to pay the loan back so it shouldn’t be a problem. I am so relieved! I could probably pay it back in a year.
The other thing that kept me up was thinking that my hubby still didn’t buy me the computer I was suppose to get for my birthday – way back in March. Believe it or not I didn’t even get a card – not from my children and not from my hubby. I know I told them I didn’t want a  party but a card????????????? I don’t know what my hubby is waiting for. I am at a stage where I don’t even care about getting a new computer actually and I don’t care if we don’t go on a trip. I just want piece of mind. I just want to stay home and relax.
I just want to go swimming as often as I can.
I just want to read, relax and work on my hobbies.
I don’t want any responsibilities. I am so relieved that I am ready to STOP spending and pay off my debts. Once I go to the bank on Tuesday I will list all my expenses and cut up all but one credit card.
I guess I am also still nervous about going to the periodontist on Monday. I will be relieved when that is over and I know what I have.
So I will go have breakfast and RELAX!!!!!!!!!!!!

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April 29, 2012

Sounds like an excellent game plan!

April 29, 2012

Wow, you are definitely making some headway. You sound so positive and that is wonderful. Love,

April 29, 2012

It sounds like you are on the right path! I hope that gives you come comfort and you can stop worrying so much!

April 29, 2012

you are making great choices, I too have to cut way back on my spending but in the end I think we will both be happier for it.

http://www.daveramsey.com/specials/welcome?ictid=goog&s_kwcid=TC|6886|daveramsey||S|e|5532976226&gclid=CNWEtdPY2q8CFUHatgod_QxeJw Try this site. See if your library has a copy of Dave Ramsey’s book. He tells you how to get started and what to do and it is not easy to get out of debt. But he also says do not go with one of the companies who what to help you pay off your credit cardsbecause you can get scammed too many times. And see if you can find him on tv or the radio some place and listen to him. He’s helped lots of people.

April 29, 2012

hugs p

April 30, 2012

Sounds like an awesome plan!! Stick to it and you’ll be fine. I don’t even get a Happy Birthday from the kids or the fiance (still strange to say that). I’m used to it though…never have had it, not even from my parents when I was young. RYN: Cora loves it. She is on everyday with her teacher. She is excelling actually. Before the iPad, she couldn’t remember the value ofcoins. Now, she can and does it without a pause. She’s also playing some games that have her using her hands. She’s adding-never did before. I can’t believe how much it’s helped her out. Thank you so much for your part in that.

May 1, 2012

It is the little things that mean most – and hurt most too. Best wishes, A