AGAIN
Once again I am upset with myself for creating so much debt!!!!!!!!!! I tried to get a loan but I couldn’t. I might try another bank today or tomorrow. I must get control over myself. It’s enough!!!!!!!!! I can’t stand it. My daughter is also trying to have control over her money and I hope she is successful because it is terrible to be in debt.
There is no excuse except that I guess I am a spender without any control. I must leave my credit cards at home or better yet CUT THEM UP!!!! Maybe that will be my evening activity.
Soon I am leaving for an art class with a "friend." Tonight we have a condo meeting so after that I will certainly "lose" my credit cards. I will just keep two.
Must get ready. This "friend" won’t appreciate waiting.
Have a super duper healthy and contented day.
Yes cut them up, don’t end up bankrupt like me! Here is what you do… pay off the one with the highest interest rate first, once that is gone, then go onto the next one until it is paid off etc.. Taking a loan out to pay another loan off is like giving yourself a disease so you won’t get sick. You need to have more discipline about your spending.Have a budget about how much you can spenda week and stick with it,and pay cash for everything. The card should just be for emergencies. You can do this!
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I did away with all credit cards. Freedom. Love,
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i’m cutting back on my spending of my credit cards. i have two and will get one paid off quickly and then will use that payment to help pay off the other one. have a fun day. take care,
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I agree, cut them up…maybe just keep one for emergencies. I am live constantly with debt so know how it feels..but mine is not due to overspending just due to living entirelyon a meagre pension which is very little. hugs p
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Well, you would know better than anyone else if your spending is out of control, but I will say that I think age plays a part in their ‘risk’ factors, too.
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