and the Most Helpless People Ever Award…
… goes to…
…my parents!!! You’d think it would be all the baffled college students swarming around me. But nope, it’s my parents. Well, it’s my FATHER. My poor mother has an excuse, with the mild/moderate Alzheimer’s thing and all. I’m not too sure what my father’s excuse is.
Okay. Six months or so ago he bought the house that he grew up in. That alone was a big mess and I’m not even going into all THOSE problems, other than it had belonged to his sister who had to go into a nursing home several years ago. When she died, they found that the will was all screwed up somehow. Don’t ask me how. His explanation never made a lot of sense to me. She intended to leave it to him but he ended up having to buy in in order to keep the state from taking it to pay for her nursing home care. He (and by "he" I really mean my brother the Handyman) fixed it up and now Daddy’s renting it to my niece and her …. ex-aunt?? My sister-in-law’s younger brother’s ex-wife. The brother is on the black list; they love the ex-wife. ANYHOW, Daddy has dependable renters and they’re paying more than the mortgage payment each month.
So. He’s trying to get the mortgage paid off as fast as he can, being nearly 80. He’s paying extra on the mortgage to get it paid down. When we were visiting the relatives in Charlottesville last fall we checked in with Accountant Cousin and got the details on how to best do that, which is basically put the extra on the principle. Not complicated. Especially when the payment form comes with the monthly payment filled in for you, and a space that says "principle" for whatever extra you want to throw in. Easy as pie!
Or not. He insists he can’t do it and he doesn’t want to mess it up and I need to do it for him. Even though I wrote a note and taped it on the wall with details of how to do it. Details which are just to put the extra money on the principle line. But he can’t do it. I have to do it. Or it will be messed up. Because I’m, like, such a whiz with numbers and all. And he could ask my brother, of course, but John just stays so busy and has so much to do. And he lives all of five seconds away, too.
Daddy’s only been making extra payments for a few months and so far I’ve managed to visit right before it needs to be mailed, so I have been able to fill it out for him. Until now. I was just down there Sunday, and he hadn’t gotten the bill yet. Oh, he worried and worried! What would he do??? Did I think I’d be back down before he had to mail it??? Well, since it needs to be wherever it’s going by the first, and that means I’d have to go back down there this weekend, well, NO. I can’t come down every weekend!!!! This is another fact that seems to be escaping him lately. I’m sure that’s because I’m not busy and I have nothing at all to do. And don’t live an hour and a half away.
So I decided I’d just set up an online account for him, and make this payment that way. That’s how I pay most of my bills. How hard could that be? And in the future I could pay online for him if I didn’t visit during that window between getting the bill and needing to mail it, which is apparently only about a week long. Now it escapes me why I didn’t bring an old statement and one of their checks home with me last weekend. Because I kind of needed them. Especially the check. So I called him last night and asked what his account number on the mortgage payment is.
"Well, there’s all kinds of numbers!" he says. He starts reading off about ten zillion numbers. I finally get him to just read the ones that specifically call themselves account numbers. Then I tell him to read me the numbers on one of their checks, so I can use that to set up the payment. He doesn’t see any numbers. I say they’re down at the very bottom. He still doesn’t see any numbers. I tell him they are at the very bottom. They are under where you sign the check. He still isn’t too sure about that. Finally he spots some numbers and reads me off, oh, eighty five or so numbers. Well, okay, I think I can figure out which ones are which when I start setting the account up. How hard can that be?
Ha ha.
Of course I’m trying to set this up at work today where I have access to something other than dialup, and of course my boss is there and she has that really annoying supersonic hearing combined with paranoia thing going on, so when I got started and then found I needed his social security number, I just went outside with my cellphone to call him instead of doing it from my desk. I call, my mother answers, I tell her I need to talk to him and get his social. She goes to get him. I wait. And wait. And wait. And wait. And think about how many of my sparse cell minutes are being frittered away.
Finally I hear someone pick up the phone. And start punching buttons.
I say, "Hello!! Hello!!!" for awhile, and finally I hang up. And their phone is busy for the next half hour. I have to go back inside long before that, of course, but at last my office phone rings and it’s Daddy. Who tells me Mama had been on one phone and went to get him and didn’t hang that one up and he picked up the other one and he couldn’t hear anybody. That’s why it was busy for half an hour. I never did figure out the button-pushing, but whatever.
So I get his social, hang up, go back to the form, and discover that the check numbers I have don’t seem to have any relation at all to what I need to have. The routing number needs to be nine digits long, and nothing I have is nine digits. It does take the account number – I guess, it didn’t kick it out anyhow – but the routing number doesn’t work. So I call Daddy back, abandoning any pretense of worrying about my paranoid supersonic-eared boss hearing me, and tell him to read me those numbers on the checkbook again.
He doesn’t see any numbers. I tell him to look at the long string of numbers at the very bottom. He doesn’t see any numbers. I tell him to look underneath the line that says "memo". He doesn’t see any line that says memo. I tell him it’s the ones he read me last night. He isn’t too sure which ones he read me last night. Finally he DOES see a bunch of numbers under where you sign the check, and he starts reeling off about ten zillion numbers. That appear to have no relation whatsoever to the eighty five numbers he reeled off last night.
"Okay, you know what?" I say. "I’ll come down there tomorrow."
Aaaaaagggggggggghhhhhhhhhh!!!!!
And before I get any praise for being SUCH a good daughter, I have to admit that I’ve led him to believe that we’re going to be in Morganton this weekend visiting my mother-in-law. Because I DID think at one time that this would be the weekend Baker B’s niece and her kids are coming up, and we ARE going down to see them. But that’s next weekend. And I let him just keep believing it’s this weekend because that gives me an excuse to not stay very long – I’m just running over to Asheville from Morganton! Which is about half the distance of coming from Boone to Asheville.
So I’m going down there and fixing the stupid mortgage payment and then I’m going to go do fun things.Like hang out downtown. And go shopping. And perhaps take the scenic route back up here because the weather has been gorgeous and it’s supposed to be even better all weekend. So, no, not a good daughter. If there’s a hell I’m probably careening straight for it, because I’m always lying to my parents so I can spend time doing things I want to do.
But I was just there last weekend!!! And he COULD get my brother to do this.
Wow, what a long entry. I’ll just have to wait till next time to tell the Registration is a Disaster story. In which the registrar’s office is not getting the students admitted in twenty minutes after we send the information over for them to enter like they swore they would, and is not getting some of them admitted for DAYS. So they can’t register. And a lot of them are probably not going to get in classes they need now. And I’ve been hearing about it all day long. But that’s going to have to wait.
you know what? family’s are something else. i am not to sure what. you did say it was your mother who has alzimers and not your dad. hmm. i would worry. as for the registrars boondogle..well. that was expected. tisk. did you ever notice that know it alls dont know it at all??
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I’m so glad that I have young parents. My father is so independent, too…..sometimes annoyingly…not listening…I can do it myself….type. You know. please wait for help and we’ll help move that two ton load with you. I don’t know what is worse!
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Your dad obviously has some dementia going on. My mother-in-law brought over some paperwork she needed mailed because she thought if my wife mailed it, the insurance company would pay more attention! She’s 87. Both your parents probably needed assisted living. I’ve been there.
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Well heck you had ME believing you were going to see your MIL this weekend!!! LOL… Poor dad. Some of those older people just can’t seem to get it together when it comes to important things. Seriously, it has to be old age, because my first father in law had loaned us money and he couldn’t keep the books straight and tried to make it look like we owed him more. He didn’t have Alzheimers atALL!! And poor you! You can’t win for losing. You get the blank looking future teachers to deal with and now the family stuff too! I think I would have been vacationing in Hawaii this weekend.
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Oh good, now I feel totally self-indulgent with no parents to take care of. Actually Mr. Finch can be remarkably like your father and he is only 52. You should see him trying to redeem a refill card for his cellphone. It is like it is rocket science! I hope as I type this you are doing excatly what you want.
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I hear you. Elderly parents are a tough thing. They go back to being little children, only you’re not allowed to treat them that way. They don’t want you taking over (even though that’s the best thing) and they don’t want you bossing them around (that’s their job with you!). It’s very frustrating. You’re a good egg, even if you’re feeling a bit irritated over it all. You’re still doing it. *hugs*
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It’s so hard to deal with this stuff – and discouraging, as it only seems to get more complicated. The online account sounds like a perfect solution. (Ryn: Thanks so much for your comforting words – very appreciated 🙂 xxoo,
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I think it’s ok to lie to the parents about stuff like that as long as you still tell them you love them every time you say goodbye.(just in case, you know) I also think they do things like this on purpose, just to see how far we’re willing to go for them. Enjoy the road trip.
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oh i’m sorry, but i just had to laugh at the phone call and attempting to call back. it is so much like my folks were. you are officially entering the Twilight Zone!
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Oh god, my dad drives me nuts about the computer. Only it’s just like your dad with account numbers. He can screw up a computer in ways NO ONE IN THE UNIVERSE has EVER DONE BEFORE. I don’t know how he does it. But then he calls me up and wants to know how to fix it. Like I would know. I don’t know about growing older, but I do know that the older my dad and his sister get, the more helpless they seem, and they both have no signs of dementia.
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They sound very much like my grandma. Luckily though Im just a kid in her eyes and a female at that so therefore, Im not called on to do much. 🙂
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Did you double check to make sure the extra amount you send toward the mortgage went toward principle? Our mortgage company, good in everything else, gets it wrong every time. They do not lower the principle until I call, then they apologize, fix it, and send a new statement. It may be that the late due date on the recent bill is because they credited the overpayment to interest. Sneaky…
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I am officially giving you the good daughter award right this very minute!! Little white lies are nothing but an attempt to keep your sanity, don’t worry about them! In fact it’s probably necessary for your sanity, now that I think about it some more. Older parents like this are so hard, they just do not get the newer techniques. I am thankful my bro. does this as I am 3 hours away. Putting them online was a great idea-you have enough to deal with, at work. I hope you went and had FUN, FUN, FUN!!
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