some ramblings on money

today in church our lesson was on finances. got me thinking a little.

we were told to be sure we have our finances in order and that we handle the bills together. jeff and i thought that was funny because i always do the bills. i’ll usually run down what i’ve taken care of when it’s done.. the rent is paid automatically so that’s no issue..

we were also told to not “cheat on each other” with our finances. which i thought was funny, because jeff and i basically never buy anything without the other knowing about it, and most of the time, standing right there as we buy it.

i used to have an account on mint, but stopped using it because i found the whole budgeting idea overwhelming. i HATE, HATE looking at our balance online. i nearly NEVER check it. i don’t keep running books of what we’ve used and what’s there. i have a general idea of where we are (basically, we have money, or we don’t) but i hate looking to see for sure.

i set up mint again today to see how it goes.. i have to overcome this fear of managing my money somehow. we usually get our bills in on time, so it’s not like i’m not paying them, i just hate to see our account go down, down, and lower.

what it looks like from mint so far is that we’ll have about $10 left over at the end of the month. um, how is that possible? i haven’t been budgeting at all and now that i am, we have $10 at the end of it all? how are we getting through the month if that’s all there is, then? oy!

hopefully i just over budgeted some of the stuff and there will be a little build up of extra money, and that $10 is just worse case scenario.

they also talked a lot about credit cards and things, and i nearly forgot those even exist. we paid all ours off (man, that sucked) and cut them up and haven’t had any since. it’s kind of nice that i don’t have to take those into account when doing all this.

that’s about it. i don’t know why i have such a huge aversion to looking in my account.. but i guess i’ll have to manage it. can’t wait until my job (supposedly) starts up again in a couple months, it’s nice to have that little extra bit to use for bills and things.

i have a headache and jace is sooo whiny tonight from having to get up early for church. thank goodness for coloring books and blue’s clues!

just for fun/clear my head….

Four jobs you’ve had in your life:

dillards
feature films for families
golf snack shop
typist

Four jobs you wish you had:

veterinarian
avian trainer at a zoo
marine biologist
ornithologist

Four movies you can watch over and over again:

lion king
mean girls
star wars
my fair lady

Four cities you have lived in:

forest grove
lake in the hills
mesa
ogden

Four TV shows you love to watch:

teen mom (yes, shoot me now)
army wives
blue’s clues (it entertains jace and i actually always loved it)
hmm.. i actually don’t really watch anything else

Four of your favorite foods:

cereal (cannot get enough lately)
corn dogs
sweet potatoes
cheeeeese

Four things you won’t eat:

tomatoes
onions
peppers
egg nog.. okay, so you don’t really eat that..

Four things you wish you could eat right now:

taco bell – beefy five layer
big hunk of chocolate cake
apples (i’m out of produce!)
caramel.. don’t know why, just sounds good

Four things in your bedroom:

my beloved ihome
huge chest of handwritten journals
my bed, duh
my old vcr television

Four things you wish you had in your bedroom:

a reclining rocker for the new baby
a king sized bed
an air conditioner
netflix. but i’ll be fixing that in the winter.

Four things you’re wearing right now:

maternity jeans
my “wedding” ring
some hair ties on my wrist
big giant blue shirt

Four places you’d rather be right now:

sleeping, so, so bad
the hotel with jeff, but i’m too lazy to drive out there
bed.. so tired
hmm, washington. i haven’t been there in a long time.

Four fictional places you’d rather be right now:

not really sure here.. i don’t read a lot, and i watch a lot of ‘reality’ based stuff.

Four things you’re thinking about right now:

stupid headache
jace smells, i should really change him
ooooook-lahoma….
money

Four websites you visit daily:

facebook
WTE
opendiary
job boards

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