oh yeah, the car loan!

Oh, I forgot to mention that my car loan went through! My down payment check still isn’t cashed, but whatever. The loan is through Capital One. I have a pretty good history with them, so lets hope they aren’t dicks.

Now I’m going to write a letter to Wells Fargo. I could call, but I would rather start with things in writing and see what they do. I would also much rather go in person to someone and talk. I hate the phone. It makes me nervous and allows them to pull stuff up on computers and hold little silent conferences with people and put me on hold for too long and they always talk over me and stuff … so I’m gonna start with a letter and see what happens. If they INSIST on a phone call, I’ll do it, but I’ll offer to go into a branch or something and talk face to face on one of my days off.

Anyway, getting that out of the way will be a HUGE relief. I’m hoping HOPING to just refinance and pay off the debt. I don’t want another repo on my credit, and it’s not like after its reposessed the debt is gonna disappear. Nope, it’s gonna follow me and torment me, so i want to try and make the best of it.

*sigh*

There was something else I wanted to say, but I forget.

Oh, did I tell you? Ceaser knows the "sit" command now. He follows a hand signal more than anything. It’s super cute. He’s such a smart puppy.

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June 9, 2009

Fingers crossed that everything goes well!

June 9, 2009

Congrats on the loan, and good luck with the Wells Fargo.

congrats with the loan 🙂 good luck with the bad guys grrr haha. and thanks for the birthday wishes! 🙂

June 9, 2009

awwww!!!!! ‘sit’

June 9, 2009

YAY!!!!!!!!!

Awww. So cute. 🙂 And THANK GOD THE LOAN WENT THROUGH! WOO HOO!

ryn: honestly, you are the biggest inspiration to me. I don’t know how you do it with no child support, rent, car payment, etc! I keep telling myself, if chaosbride can do it…I CAN DO IT! You are so so so so strong, you have no idea. I’m really trying, it’s just hard to not get down on myself when I know Harper needs new clothes and I can’t afford it. Or the bills. You know?

definitely keep everything in writing. that way, you have something to back you up if they try to screw you over.

June 9, 2009

Aww, good puppy! ryn – Half the time, I forget to mention it anyway and just babble on and let them figure it out alone. Some people seem so keen to tell everyone it makes me wonder if they have mental problems. And you’re so lovely!

ryn: thank you! that means a lot. a lot a lot.

June 9, 2009

My laptop is really new, so I think it could probably handle it. My desktop would die, though.

June 9, 2009

Oh lord. I paid off a car thru wells Fargo…..and idiots listed it as going back in a bankrupcty. Wishing you better luck.

June 9, 2009

ryn: I wouldn’t really beat you!! hehe. Maybe just a smack on the back of the head!! ;o) lol. <3

June 9, 2009

If you have to do the phone, tell them you’re recording the call. Usually they become much more polite and helpful after that. Take care hun.

June 9, 2009

We have always used hand signals too….the idea being that you could signal from a distance and he would still understand and comply…..well, at least in a perfect world :/

June 9, 2009

Yay, good for you, You get to keep the car!

June 10, 2009

I’m so glad your loan went through, that would’ve sucked so bad

I love your Ceaser updates, he is so stinkin perfect and cute! & congrats with the loan!! Good luck with the rest of it.

So glad it went through!