Argh. Argh. Arrrrrrrrrrrggggggggghhhhha!

Had a fraJABulous birthday, if I do say so myself. I’m not big on the YUUGGGEE celebrations – a queit night at home, with hubby, and music, and the gifts of the sparkly (matching sapphire and diamond earrings and necklace – LOVELY) , is really all a gal needs. See – I’m acting like an old married lady all READY….

The immeadiate aftermath of the day of Birth – not QUITE so much fun. So, right? I’m the money person in the house – C actually DOES hand over his checks to me, and we like it. Anyhow, being with the whole shared account & online banking & me hopelessly nosy bit, I told C that I would stay out of our account for 10 days – from the 3rd to the 13th, to give him a chance to get (and SUPRISE) me with a gift.
Now. He had mentioned, idly, earlier in the week, that we were scraping the bottom of the barrell, moneywise, and he had transferred some money. I figured his paycheck just hadn’t cleared yet, and thought nothing more of it.
Sunday though (the day after me b-day) I was chomping at the bit to go and take a peek at the account…..and we are almost at zero – again. Huh?

So – I start reviewing entries, and I’m reading, and I’m getting upset/excited/puzzled. Cuz see, either C had gone ALL out for my Bday, and only the jewelry had gotten here, or C had lost his everloving mind and went on a shopping spree, or someone was hacking our account. 

"Love – did you get me anything else for my birthday?" 

"No babe….." 

" Darling, have you been paying other peoples phone bills and shopping at buy.com and setting up singles profiles for yourself??"

"Uh – no, babe….why?"

AIUAPIUWS!!!!???ODHU!)&#)*&#(ITOUER*&)W#*ODHEJSH!!!!!!!!!HKJDHF!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!IUEDIORU! (that would be me, freaking the fuck out over the fact that someone had siphoned 1200.00 out of our account, and it was Sunday, and the next day was a holiday and the BANKS. WERE. CLOSED.)

So, between Saturday Night, and the time I woke up this morning (6:00am, as a certain human entity other than myself decided that he NEEDED to be at work at 6:30) and got back home, and sat down in front of the PC – they had CONTINUED their spending spree, and at this point, were up to SEVENTEEN HUNDRED DOLLARS. (this is me, pissing myself!) Mind you – the thing is – we almost NEVER have that much money in the account. The only reason we HAD that much is because we just paid off those bills, and C had just gotten paid.

So, I spent the majority of today either online with the bank, on the phone with the bank, or physically IN the freaking bank signing affidavits, repeating my social security number for the UMPTEENTH time, and slowly convincing these people that no matter WHAT their little PC screen said, there was no way in HELL someone used my PIN to make a bill payment to AT&T – I even talked to AT&T and CONFIRMED that they don’t need a PIN in order to pay a bill.

The bank guy thinks that there is still MORE stuff waiting to be posted to our account (there are a LOT of entries for 1.00 – which means that the ACTUAL cost of whatever the bleepbleepingtyblip they brought hasn’t come through yet) but, as my card is now ‘Hot’ (and cut into wee pieces) they should catch it before it runs through the little bit of money left in our account, and starts causing bouncing and overdrafts and other horrors that I would rather not consider. 

The REALLY creepy part? I still have my card. I didn’t LOSE my card. I didn’t LEAVE my card someplace (I’m fucking anal about that damn card.) I rarely use it online. So. What is REALLY freaking me out is that – some business – some LOCAL business – that I patronize, and give my money too, STOLE A COPY OF MY DEBIT CARD. And the REALLY messed up part is – I’m almost certain I know WHAT store – as they would have had a chance to not only get a copy of my credit card, they ALSO would have my home address (for delivery) which is my billing address. That – that is the part that REALLY pisses me off. And it was funny, because this store – I made a large purchase – a piece of furniture. And while I was there – paying – I saw a woman come up and buy a roughly 700 dollar set – with cash. And I though – Hmm.. I wonder what would make me pay cash for something that big – I wouldn’t want to carry THAT much cash on me, ya know? I always said that it was running more of a risk to give your credit card to your waitress than it was to steal a number online – humph. I guess I was right. 

And I’m still – steaming. Hot. HOT. I know I’m not liable for any of it – but STILL. I’m crazy bout mah money. I swear – if I knew – for sure – it would be ON.       

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That’s AWFUL. Worse, almost everybody I know (including us) has had this happen to them. Go YOU for being right on top of it and aren’t you GLAD you didn’t wait 10 days!!!!!!

January 16, 2007

Holy shit on a shingle! That’s terrible! Even worse that someone was shady enough to copy your number rather than do it the old fashioned way! Try not to worry too much, they have people specialized in catching assholes like this and they WILL track them down. It might even be easier since they are probably connected to whoever made a copy of your card in the first place. I just hope all that money gets put back in your account in a hurry, I’d be shitting bricks right now!

January 16, 2007

GAH – You’re covered, then? By your Bank? How HORRID that someone did that!! Are you going to go to the store you suspect and let them know this happened? I am MORE careful with my card in person than I am any other way – I am careful online too, but there are more security protocols in place for ONLINE stuff than for In Person stuff. Scary!!

Oh that’s not good at all! I hope it all gets straightened out for you soon! And.. isn’t there a way they can trace all that stuff back to an address where the items were shipped?

January 16, 2007

Oh that’s awful- I hope it’s taken care of quickly

January 16, 2007

Call the credit bureaus,and put a hold on your account against new accounts being created in your name…

January 16, 2007

Holy goodness! That is so awful, I’m so sorry! I hope everything is resolved and you get every cent back. 🙁

January 16, 2007

Oh my gosh! How awful!

January 16, 2007

1) Happy birthday (mine’s this week, too). 2)Somebody did that with our credit card once, too. We did not lose the card, but someone managed to go on a $5,000 shopping spree in Vegas with it. Oh. My. God. Fortunately, the credit card company called US because they knew that was very unlike us, and we didn’t have to pay a dime (it also helped that at the same time whoever was buying $1500 ofAdidas in Nevada, I was splurging on $100 worth of new wardrobe off the clearance rack in Oklahoma, so it was obvious it wasn’t me. Still. Sucks. Scared the crap out of me. 🙁 I hope it gets rectified for you soon.

January 16, 2007

dude, that is some bullsh**. I’d be scared to death! and running around with a machine gun shooting every damn body…..

January 16, 2007

That is aweful!!!

Holy SHIT

January 17, 2007

That’s terrible! And so time consuming and stressful. After I read this I went and checked my online account. You’re making me nervous.

January 17, 2007

Oh MAN! That is the flippin’ WORST! When I had my purse stollen last spring I had to go through a similar fiasco and never got my money back…but it was only to the tune of a couple hundred dollars because I was able to shut off the card real fast. I can’t imagine. That just makes you not want to use your card anywhere.

OH NO!!! I’d be so close to GOING to said store and dropping my accusation right then and there it wouldn’t even be funny. Get with Susu and find out who in MPD she worked with when she was the victim of identity theft. Bless your heart.

January 17, 2007

holy crap. i am so sorry. make sure you put a fraud alert on your credit. it’s free.

January 17, 2007

eep! That is so scary about your account. That is something scares me continously. Damn people. I hope they catch them and you get every cent back. *hugs* I’m glad you had a nice birthday besides that.

January 17, 2007

eeek! this is why i always use credit cards, because credit card companies always cover for unauthorised use… banks on the other hand, its your money that’s been spent and its tougher to get them to give it back to you. oh dear, i hope you sort it out quickly and painlessly.

The same thing has happened to me- TWICE-in the past two years. Now you’ve got me wondering what store you’re talking about.

RYN: Actually Bryan and his Mom who is in town from CA- went down to Ocean Springs, MS- his stepsister has a hosue down there & is town- I was supposed to go but I have Strep Throat & an Ear Infection- UGGHHH- They won’t be back until Sunday- he has a farmers market meeting in Pigeon Forge, TN on Sunday so they are going there. OK, was that story long enough??? So,ummm, Friday isn’t good. Anytime next week or the next until the 30th- we close on our house!!!! And, thank GOD you told me about Ashley- THAT’s where I was looking at new furniture! ACK!

January 19, 2007

That happened to me once. Not that large amount of money, but still. It sucks that it happened to you guys. 🙁

February 1, 2007

Happy belated, doll!