Loan Payments and being broke

I’m so depressed.

Every month on the 17’th we get a loan payment taken out.

Last month we were five dollars short on the payment and so they bounced it and charged us 30 dollars. Which was ridiculous to begin with.

We thought it was taken out and so we spent the remainder of the money.

then we found out but couldn’t afford this month’s AND last month’s payment because that’s 1000 dollars and we had other bills to pay.

So we put enough money in the chequing account for the new loan payment, and the rest on our savings to get us through the month.

Last night we found out they took the money from our chequing for one payment, and the money from our savings for the other.

which we DID NOT pre authorize.

I am so mad now because we’re broke for another month and don’t even have money for food or gas now. we owew my parents rent and utilities (and THEY are not doing well finacially and now my dad’s mad at me).

I’m so sick of this. So so sick of this. We’re never going to get ahead. we should have forgotten about pleasing my parents and getting married.

We should have just stayed common law. I could afford things when I was just dating him.

F*ck.