looking ahead.

well, it’s been quite some time indeed.  i’ve been going through a lot, to say the least.

i guess i’ll start with school. i should be graduating next spring (april ’09) if i play my cards right.  as it stands i’m taking two classes this spring and then i’ll only have eight classes left.  hopefully it will all work out so i can finally be done.  where i’m going after that, who knows.  i want to do some freelance writing maybe.  see if i can get an internship somewhere or something, but we’ll see how it goes.  my ultimate goal is obviously to get published.  i want to publish a book of poetry, as that is my strong point.

i’ve been struggling lately.  to say the least.  having zachary so far away is definetely hard for me.  i mean, we talk every day and our relationship is still strong and amazing, but i’m just having a hard time adjusting.  he was and is my rock.  he keeps me motivated.  my biggest issue is that without him, i get so antisocial and i don’t want to go anywhere or do anything.  it’s really terrible and i know it’s taking a toll on my emotionally, but it’s like i don’t know what to do with myself socially anymore.  i’ve always been so awkward like that, and it’s really hard for me to go out by myself because i get anxious and super paranoid about it.

i’m starting to look at my options as far as moving out of my parents house in the next year.  i definetely need to build some credit, but i don’t know if the best option is to get a department store card, or a credit union card.  i really need to discuss it with my mom, even though she’ll tell me i’m not ready and blah blah blah, i just need to show her that i’m growing up and i’m trying to make smart decisions for my future.  i plan on opening a card, and not using it much, just when i have to (or really really want that cute pair of shoes), and paying it completely off at every payment.  i think i’m definetely capable of it as long as i keep myself motivated and know my limits.  which i’m quite good at when i want to be.  i just know that if i ever want to move out, i need to have impeccable credit because zachary’s credit is fucked at the moment, and if we ever want a house we’re going to need to put it in my name.  i’m definetely looking ahead these days, which i think is both good and really scary.  i know that every kid thinks this at my age, and most of them fall flat on their face.  i don’t want to be one of those kids.  i want to be successfull in all that i do and i want to make sure i do it the right way.

 

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March 19, 2008

if you get a credit card… start with a small limit.. and don’t stress about getting it “too high” because you don’t have to pay it off COMPLETELY every month. You just have to make the desired payment, which is never over $20 if you only have a $500 dollar limit. It’s a great way to start credit.. expecially if you do not have anything in your own name – like a cell phone. xoxo.