Finances/Flatting/Other

I can tell when Bubba’s going through a growth spurt because I get extremely hungry, aka the first trimester, and my abdomen aches at night. Today I’ve hit a record, I have been STARVING every two hours ! lol. I thought I was WAY past that *mimicks snobbiness*

Today I have spent all day sorting out our finances. Ipswich City Council sent us a letter threatening Court Action because we haven’t paid. Oops. So what to do, what to do? I decided to call ING and explain our hardship situation, and basically "agreed" with them that we would pay a little less on the mortgage over the upcoming weeks. There’s nothing they can do by way of HARDSHIP necessarily because pregnancy/maternity leave isn’t deemed Hardship. That makes sense, TF was like that too. It’s something that you foresee well and truly in advance and from a Creditor’s point of view, it makes sense that the individual should have made plans for this.

Anyhow, we have a little Credit on the mortgage at the moment. So we’re owing like 1300 in Rates, but by paying a little less on the mortgage for a few weeks, all-round we end up owing 860 on the mortgage (including late fees etc), which means leaves us "better off". So I’ve made a payment arrangement with Ipswich City Council, we don’t end up going to court, and then we’ll just have to work out how to catch up on that 860 on the mortgage.

We worked out our overall finances last night, and despite Sinjay working longer hours and getting paid a bit more, we will be 250 short per month. This simply means that we will have to cut off the Internet altogether for a little while, NOT ACTUALLY BUDGET for Social Spending (we never do.. but whenever we get pen to paper I always throw it in.. for some leeway..), and do 60 bucks a week of Groceries, instead of 100pw. Sinjay’s not too happy about that – he sees food as VITAL. Well, of course food is vital, but there are ways to survive when you must. I stress to him that it is "only temporary" until I go back to work in 6mths or whatever.

Sinjay stresses and says that he’ll have to get a second job. I tell him there’s no point – that if we’re gonna have children only to NOT BE THERE for them, then there’s no point in having children. He uses my same argument and points out that it will be "only temporary". He says that perhaps we could work on paying off the Credit Card once and for all. I was really hoping to look into a moratorium period on the mortgage, to be able to pay off the credit card, but obviously the chances aren’t that great – because as they said, maternity leave isn’t deemed "hardship".

It will be so suckful if I end up having to be a mother day & night. That will only bring about stress. And it will affect our relationship overall. But .. what to do? It is true that we are speaking "temporary arrangements"… Anyhow…

I have happened to discover that this Saturday, 6th March 2010, me and Sinjay would’ve been together for 8yrs, 8mths, and 8days. The significance of this to me is that… if you put the number 8 on its side, it is the symbol for INFINITY.

Hence, I have decided that (well, especially as we didn’t go away for our 8yr Anniversary).. that I will make this Saturday something special. I’ve told him already that I’d like us to spend the day together. But I want to wake up, and give him a card that I had chosen for VDay actually, but didn’t give to him… and basically take him through a day of surprises. He’s not necessarily too good with surprises.. he always wants to know EXACTLY what we’re doing, and where we’re going.. But I will take it slowly. I want to surprise him by cooking breakfast – hoping to sneak his Omelette recipe off him somehow lol… And if it’s a rainy day, I want us to just cuddle up in the front room, on the futon, lock the door, and watch movies on the computer. And if we’re both feeling well, indulge in ice cream. This is all A LA OUR FIRST YEAR OF LIVING TOGETHER. Hence why it is "special" and exciting for me : )

If it’s a beautiful day, I’ll organise a picnic breakfast to take to The Lake. We’ll take our usual cereal, milk, bread, fruit etc. And then we’ll just go for a drive.. and just hang out.. go anywhere, everywhere.. And I’ll take the Movie Tickets he got for New Years from Michael.. and we’ll pop into the movies to see if there is anything we’d like to watch.

I’ve never done anything like this for him before.. so I’m very excited. I just hope it works out.

So Centrelink has decided that my Application can go ahead as normal !! I’m very happy about this.

Louis & Sam are also trying to apply for Centrelink, but it seems they’re getting nowhere fast. Sam seems a little bit lost with it all, as she has heard different things from different people. Her mum even tried enquiring on her behalf, and still there was a different answer. Sam wants it all to go ahead quickly because otherwise Louis cannot afford to move out. (He’s not too keen on moving out BECAUSE he is only paying us 50pw in Rent. He figures he can save a lot of money if he just stays on with us. Sam points out that instead of saving it, he’s spending it – and perhaps if he were living with her elsewhere, it would force him to budget and therefore ACTUALLY SAVE). Anyhow, so I’ve offered to enquire on their behalf when I go into Centrelink tomorrow. I know how these things work *clicks tongue* Hopefully I can help them out. They are young, fresh outa highschool basically, away from their parents now… Surely they’d be entitled to something.

Sam is DESPERATE to move out. She said to me that she’s sick of being "so far out". I can TOTALLY understand her, it was my same frustration when I was working in Toowong, studying in the City, and plus hanging out in Milton/City on weekends because of Aaron etc etc ! My whole life was centred in the City and it was SO FRUSTRATING to live all the way out here. Now, imagine SAM who is all of eighteen and has this boundless zest for a good time ! Imagine !!! I said to her that they’re too young to be living all the way out here, when they should be "partying it up" lol. I DO generally agree with her. But I can’t help thinking that it is also my little ploy to encourage them to move out lol. I am such a bitch. Anyhow, she said that because Louis is paying 100 a month on his "Kung Fu", that he can’t afford to socialise or spend on anything at the moment, much less save for moving out. I told her that Louis will have to reconsider his priorities, and that if it’s NOT a priority for him to move out… then… She said half-jokingly that she might even consider moving out without him. (!!!!) Imagine ! So really… she really IS that desperate to move out.

Good.

*snickers*

I want them to move out. And Sinjay particularly wants HER to move out. (They REALLY don’t get on).

 

Speaking of which, when we had our House Meeting, we agreed that we would go our seperate ways with Groceries. (We have been "sharing" foods such as sugar, honey, milk, eggs… Except that lately they have been buying their own milk and eggs… Hence why we had to discuss it, to see where

we all stood). Anyhow, there’s still a few things that we’re still sharing because we all contributed to them when we were SHARING. Such as sugar, some dessert syrups, some tea, Vegemite, peanut butter, and HONEY.

And the honey ran out. So I ask Sinjay to go buy some fresh honey for Hot Lemon Drinks while I’m sick. He buys a new jar, and pours it into the old jar (because it’s a pour-able bottle). And he puts it back on the little shelf of "shared things". I tell him quietly that the honey he’s bought is OURS and to please put it in OUR shelf in the pantry. He says quietly back that SAM says, that the honey is to be SHARED. Apparently Sam also said that THEY bought the last jar of honey and didn’t get to use any of it, so it’s now OUR TURN to contribute the honey for sharing.

*throws hands up in the air in mockery*

Drama drama !

ANYHOW.. of course, this leads to a major bitch-sesh about Sam later on. The thing is, she is totally confused. What happened last time was.. that WE BOTH (me and her) bought honey AT THE SAME TIME. I told her apologetically that I bought Home Brand Honey, and she shrugged her shoulders dismissively saying that in any case, she bought Coles Honey. So no worries. I told her that the Home Brand Honey was at my workplace. She giggled. No dramas – we happily used the Coles Honey AT HOME.

When I finished up work, the Coles Honey coincidentally ran out – and Sam EXPRESSLY ASKED about the Home Brand Honey that I had had at work !!! This goes to show that she was AWARE at the time, that THEY were NOT the "last ones to buy the honey". Anyhow, so I bring out the Home Brand Honey – and pour it into the Coles Honey jar because it is a POUR-ABLE BOTTLE.

HENCE… it was MY Home Brand Honey that we all used last.

Now… in fairness to her comment of them not having used the honey at all… it’s probably true because I DO tend to use a lot of honey. I use it in hot drinks, and I use it on toast. So…

I’ve decided, we’ll just share THIS NEW HONEY regardless.. because it has already been poured into THEIR Coles Honey jar… And once it runs out (probably soon because of my flu..) we’ll buy OUR OWN HONEY and put it in OUR OWN SHELF IN THE PANTRY.

Ahhhhh, the joys of flatting !!!!!!!!!! lololololololol

 

 

I was looking at Tori’s photos on Facebook, of her little girl Ava. Ava is just SO SO SO SO beautiful. I can’t wait to one day meet her in real life, and even have Cherub meet her.. It will be adorable to see them together. Ava in all her red-headed glory and Cherub in all her olive-skinned and dark-haired beauty. (At least, I’m assuming that Cherub will be quite olive and dark-haired because both me and Sinjay are.. but there is also plenty of "white" in the genes.. so… We won’t know until we see her really)..

I also saw that Kiki is now with Kristie G !!!! How awesome is that !! They look so good together. Kristie was a grade above us at school, and I doubt he would’ve EVER looked her way back then because she was so frumpy and frizzy-haired. But now, in her adulthood, she is absolutely gorgeous. She has a very clear face, with beautiful curls, and she looks very good. Not frumpy at all.

Alisa also commented on my wall, which was a nice surprise. Since the one and only chat we had – long long ago – she hasnt’ been in touch. Even when I was going up to Townsville in July, I sent a message to everyone I knew in Townsville – INCLUDING Alisa.. (and Neisha).. and Alisa never replied. So I kinda thought she was offended by something. By the fact that I’m not a church-person now?? Or by the fact that I drink alcohol now?? I didn’t know. But she seemed quite happy to congratulate me on my pregnancy… So I guess all is generall well then.

I also looked at Farai’s photos from when he was in Oz. Seems his wife joined him at some point after all. Actually, she may have been with him the whole time, who knows. There were photos of them on some "island" and it was from this island that he had messaged me. So, perhaps he had pure intentions after all lol. I totally totally can’t get over the fact that his wife is straight up and down, and flat-chested. And totally boring-looking !! Very plain Jane !! I just DON’T GET IT !!! I mean, you’ve got ME – watch out, dangerous curves ahead – and then you’ve got this chick !!! It’s weird !!! How did he ever go from being crazy about someone like me, to falling in love with someone like HER?

Not that I ever knew about any other women he may have / will have bedded. But the ONE other chick I knew of.. was Alisa (hehe, another Alisa). Who was Alisa? Claudio has a mate called Tim – who has a girlfriend called Tammy – who has a best friend called Alisa. Tim, Tammy (TimTam) and Alisa were flatting together during their time in Townsville.. and Claudio used to spend ample time over there on weekends. TimTam used to also visit us regularly out at Annandale.. And one fine day, Tammy gets talking about Alisa’s latest boy-craze… a black African name "Ferrari or something" who plays soccer, and had a bandage on his knee. I was taken aback well and truly !!! I had been sleeping with him around that time too !!!! Suddenly, I get to asking Tammy more questions, Claudio is suddenly squirming like there is no tomorrow in his chair wanting to disappear.. and I tell Tammy with a smile on my face that "Farai is MY boy". Hahahahaha. Later on, I ask Claudio if he knew about Alisa and Farai… and he admitted that he knew… but had never really been too sure whether it was the same guy. (Like YEAH RRRRRIGHT !!!! How many Farai’s do YOU know ?!?!?!?! And how many in TOWNSVILLE do you know !?!?!?!?!?) He admitted that he had bumped into Farai one morning, in the kitchen, obviously after Alisa had taken Farai home.. and it was very awkward for both them… (because obviously, Ithey had met THROUGH ME…)

ANYHOW… the fact is, that even Alisa… although also flat-chested… was pretty curvy. She was NOT skinny. She had a bit of flesh to her.. She was very pretty and adorable. Very adventurous. Very Saggittarian.

Perhaps his wife has a lot of personality…?