it is a new year

Hi all,

it is a new year and so far things are not  so great ,

at the end of the year we had a layoff and it put me behind in bills so money got really tight and I spent more than I should of at christmas but I wanted to get my wife and kids some nice presents so I decided to spend alittle .

for almost a month I have been fighting with a company cause they took an extra payment out of my account and caused my bank account to go under the limit – they told me to fax them info and I did and now they are giving me the run around every time I call to see if they are going to reemberse my account for the amount they took out and the under the limit fees – im really wondering if they are going to pay back my account and it is bugging me .

being behind in bills is not making me happy either and im not looking forward to some layoffs in the next couple of months and im hoipeing I will be able to pay off some bills with taxes os I don’t fall to far behind .

one thing I am really happy about is my wife Andrea and I are getting along really good and are happy with each other and she has been giving me alot of support cause she knows how stressed out I have been with the bills – she is starting school next week and I plan to do my best to help her out by keeping kids out of her hair when she is studying and give her support when she has had a hard or stressful day .

I hope you all are having a good new year and I know the bill situation will get better here – goodluck to you all

rol